V10H tracking status
Opening baseline pending
31 July 2026 is the opening balance baseline. Full income and spending analysis starts in August 2026.
Private household financial dashboard
Private encrypted dashboard
Use Apple Passwords or Google Password Manager so Face ID or fingerprint can fill the dashboard passcode.
Your passcode is used only on this device to decrypt the published Excel data.
Household financial command centre
V10H tracking status
31 July 2026 is the opening balance baseline. Full income and spending analysis starts in August 2026.
Separate protected reserve
Excludes emergency reserve
Goal forecast
Automatic observations
Latest month
Actual monthly history
Monthly result
Balance movement
Income sources
Two independent goals
Readiness forecast
Purchase assumptions
Mortgage planning
Current comparison baseline
Latest ATO household gross baseline
Where new savings go
Live forecast
Side-by-side impact
| Measure | Current | New | Change |
|---|
Returns every New value to Current, resets sliders and clears the saved scenario on this device.
Debt reduction
Actual history
Planning note
The current monthly saving capacity already includes the configured car repayments and fee. V10H uses the actual balance date and next-payment date, so the first period from 31-Jul-2026 to 07-Aug-2026 is a 7-day interest period. The What-If page keeps the published car-loan plan unchanged.
Published actuals
| Month | Income | Expense | Saving | Net liquid | Car loan | Status | Rate |
|---|
Explanations from Excel
V10H automated ledger
AustralianSuper
AustralianSuper
Household super
Current regular pay
| Employer | Person | Effective | Frequency | Gross | PAYG | Net | Super |
|---|
Generated and manual income
| Date | Person | Source | Type | Gross | PAYG | Net | Super |
|---|
Hard validation
Above regular repayment
| Date | Extra amount | Actual balance | Schedule |
|---|
Trust and maintenance
Calculation assumptions
Device-only information
This removes saved what-if inputs, date filters and appearance preferences from this browser. It does not change Excel or Cloudflare data.